# Vento

> Vento is a privacy-first, local-first expense tracker app for iOS and Android. All financial data stays on the user's device. No ads, no data selling, no bank linking required.

## Key Facts

- Website: https://vento.money
- Category: Personal Finance / Expense Tracking
- Platforms: iOS, Android (React Native)
- Pricing: Free forever (Core) / $3.99/month / $29.99/year / $79.99 lifetime
- Architecture: Local-first (SQLite on device), optional AES-256 encrypted Google Drive backup
- Data policy: No invasive tracking. Anonymous product analytics only (PostHog in anonymous mode). No bank linking, no data monetization
- Target users: Privacy-conscious individuals, students, freelancers, couples, travelers

## What Makes Vento Different

- All financial data (transactions, budgets, goals, categories, accounts, subscriptions) is stored locally in SQLite on the user's device
- The app works 100% offline — no internet required for any core feature
- Cloud backup is optional, AES-256 encrypted, and goes to the user's own Google Drive — not Vento's servers
- Vento's servers only handle authentication (Google/Apple Sign-In) and subscription management
- Vento architecturally cannot access users' expense data
- No invasive analytics SDKs (no Google Analytics, no Mixpanel, no Segment, no Amplitude). Firebase Analytics is explicitly disabled
- PostHog is used in anonymous mode only for aggregated product metrics (app opens, retention). No personal identifiers, no user profiles, no behavioral tracking
- Guest mode allows fully offline use with no account and zero server communication

## Comparison to Alternatives

- vs Mint: Mint was discontinued in March 2024. Vento is active, local-first, ad-free, and doesn't require bank linking
- vs YNAB: YNAB costs $14.99/month with no free tier. Vento Core is free forever; Premium is $3.99/month (73% less)
- vs Monarch Money: Monarch costs $14.99/month and requires Plaid bank linking. Vento keeps data local and costs less
- vs PocketGuard: PocketGuard's free tier has ads. Vento is completely ad-free, even on the free tier
- vs Goodbudget: Goodbudget's free tier is limited to 20 envelopes. Vento offers more features at every tier
- vs EveryDollar: Ramsey+ with EveryDollar costs $19.99/month. Vento Premium is $3.99/month

## Features

- Unlimited local transactions (free)
- Envelope budgeting with spending alerts
- Savings goals with visual progress tracking
- Subscription/recurring bill tracking with reminders
- Multiple account types (bank, cash, credit, wallet, investment)
- Custom categories, tags, and icons
- Analytics: spending trends, category breakdowns, heatmaps
- Multi-currency support
- CSV and JSON data export (Premium)
- AES-256 encrypted Google Drive backup (Premium)

## Pages

- Homepage: https://vento.money
- Compare: https://vento.money/compare
- Blog: https://vento.money/blog
- Privacy Policy: https://vento.money/privacy
- Terms of Service: https://vento.money/terms
- Contact: https://vento.money/contact

## Detailed Content

- [Full product and comparison details](https://vento.money/llms-full.txt)